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We understand that getting a new HVAC system can sometimes be expensive but we can help! We provide hassle-free financing solutions tailored to your needs. Enjoy the convenience of 0% interest financing for many of our plans, making your HVAC project affordable and accessible. Whether you're upgrading to a more efficient system or tackling a comprehensive installation, we've got you covered. Explore flexible payment plans and expert guidance to embark on your journey towards ultimate comfort today!



If you are a PSE&G customer residing in NJ, your HVAC project could be eligible for interest-free financing for up to 84 months. PSE&G's On-bill Repayment (OBR) program provides customers with a flexible financing option for larger energy efficiency upgrades. Instead of paying for the full cost upfront, customers can spread out the expense over time through their monthly utility bills.

Requirements to be eligible for PSE&G's OBR financing:

  • Project location must be a residential home

  • Project must be for a replacement to a higher efficiency system

  • System must be eligible under PSE&G's eligible measures criteria

  • Must be a customer of PSE&G for either gas utility and/or electric utility

  • Must have a 1-year history of PSE&G bills



If your project is not eligible under PSE&G's OBR financing program, don't worry! We've got you covered! We also offer other interest-free financing options just for you!

Upgrading your HVAC system is now easier and more affordable than ever. With ServiceFinance's financing program, customers can finance HVAC replacements and installations for up to 60 months, all at 0% APR. Say goodbye to hefty upfront costs and hello to comfort and savings. Transform your home's climate control with peace of mind and manageable monthly payments.

Requirements to be eligible for financing with ServiceFinance:

  • Project location must be a residential home

  • Project invoice must exceed $1,000

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